Hauv Tebchaws Meskas, nws muaj peev xwm tau txais tsheb qiv raws li koj lub npe lag luam. Koj tsis tuaj yeem yuav lub tsheb uas yog tus tswv ib leeg, tab sis koj tuaj yeem yuav ib lub li lub tuam txhab txwv tsis pub lav lossis ua lag luam. Txhawm rau pib, koj yuav tsum tsim koj li kev lag luam credit, uas tuaj yeem siv sijhawm ntev txog ob xyoos.
Cov kauj ruam
Ntu 1 ntawm 3: Tsim Koj Li Nyiaj Lag Luam
Kauj Ruam 1. Tau txais tus lej ID ua se
Koj yuav xav tau (EIN) los ntawm IRS los tsim koj li kev lag luam credit. Koj tuaj yeem tau txais nws ntawm https://www.irs.gov/businesses/small-businesses-self-employed/apply-for-an-employer-identification-number-ein-online. Hloov pauv, koj tuaj yeem sau IRS daim ntawv SS-4, uas muaj nyob ntawm IRS lub vev xaib. TSWV YIM TSHUAJ
Bryan Hamby
Professional Auto Broker Bryan Hamby is the owner of Auto Broker Club, a trusted auto brokerage in Los Angeles, California. He founded Auto Broker Club in 2014 out of a passion for cars and a unique talent for customizing the car dealership process to be on the buyer’s side. With 1, 400+ deals closed, and a 90% customer retention rate, Bryan’s focus is to simplify the car buying experience through transparency, fair pricing, and world class customer service.
Bryan Hamby
Professional Auto Broker
Tham nrog CPA los txiav txim siab seb yuav yuav lub tsheb twg hauv koj li LLC yog qhov kev txiav txim siab raug.
Raws li Bryan Hamby, tus tswv ntawm Auto Broker Club:"
Kauj Ruam 2. Tsim daim credit profile
Hu rau Dun & Bradstreet, uas yog lub chaw qiv nyiaj tseem ceeb rau kev lag luam. Koj tuaj yeem tsim cov ntaub ntawv thiab xa cov ntaub ntawv tuam txhab, xws li cov ntawv qhia nyiaj txiag. Teeb koj li Dun & Bradstreet profile ntawm lawv lub vev xaib.
- Koj yuav xav tau tsawg kawg peb kab kev lag luam kom tau txais Dun & Bradstreet credit qhab nia (hu ua Paydex tus qhab nia). Koj tuaj yeem tau txais cov kab kev lag luam nrog cov khw muag khoom loj, xws li FedEx, Home Depot, lossis Staples.
- Nug tus neeg muag khoom qhia koj cov ntaub ntawv them nyiaj rau Dun & Bradstreet yog tias lawv tsis ua tam sim no.
Kauj Ruam 3. Tsim koj li kev lag luam credit
Nws tuaj yeem siv sijhawm ntev txog ob xyoos los tsim kom tau credit txaus rau koj kev lag luam kom tsim nyog tau txais kev qiv tsheb. Txhawm rau kom tau qhab nia siab tshaj, koj yuav tsum ua cov hauv qab no:
- Them koj cov nqi thaum ntxov. Keeb kwm ntawm kev them nyiaj raws sijhawm yuav txhim kho koj cov qhab nia qiv lag luam. Nws tseem ceeb heev uas yuav tsum tau them thaum ntxov, vim qhov ntawd tsuas yog txoj hauv kev uas koj tuaj yeem tsim nyog tau txais qhov qhab nia siab tshaj Paydex.
- Tsis txhob siv credit ntau dhau. Txwv koj txoj kev siv rau 20-30% ntawm qhov muaj credit.
- Ntxuav koj cov ntaub ntawv teev pej xeem. Kev poob peev, kev lav phib xaub, thiab kev txiav txim hauv tsev hais plaub rau koj li kev lag luam yuav txo qis koj cov qhab nia qiv. Yog tias tus neeg siv khoom muaj nuj nqis, sim them cov nuj nqis thiab muab daim ntawv tso tawm.
TSWV YIM TSHUAJ
Bryan Hamby
Professional Auto Broker Bryan Hamby is the owner of Auto Broker Club, a trusted auto brokerage in Los Angeles, California. He founded Auto Broker Club in 2014 out of a passion for cars and a unique talent for customizing the car dealership process to be on the buyer’s side. With 1, 400+ deals closed, and a 90% customer retention rate, Bryan’s focus is to simplify the car buying experience through transparency, fair pricing, and world class customer service.
Bryan Hamby
Professional Auto Broker
Txiav txim siab seb puas muaj tus lav tuaj yeem yog qhov txiaj ntsig.
Bryan Hamby ntawm Auto Broker Club hais tias:"
Ntu 2 ntawm 3: Kev Yuav Tsheb
Kauj Ruam 1. Txheeb xyuas koj cov qhab nia qiv lag luam
Ua ntej tawm mus rau tus tswv lag luam, koj yuav tsum rub koj cov qhab nia qiv lag luam los ntawm txhua ntawm peb lub tsev qiv nyiaj tseem ceeb: Dun & Bradstreet, Equifax, thiab Experian. Cov qhab nia qiv lag luam ntau ntawm 0-100.
- Koj yuav tsum tau them nyiaj kom pom koj cov qhab nia qiv lag luam. Hu rau txhua lub chaw lis haujlwm ib tus zuj zus. Koj tuaj yeem tau txais koj li keebkwm keebkwm nuj nqi ib puag ncig $ 36.95, koj li Equifax tus qhab nia rau $ 99.99, thiab koj Dun & Bradstreet rau $ 61.99.
- Cov qhab nia qiv tshaj 80 feem ntau yog qhov zoo thiab yuav tsum tsim nyog rau koj qiv.
- Yog tias koj cov lag luam qiv nyiaj tsis muaj zog, txiav txim siab qiv tsheb hauv koj lub tuam txhab npe es tsis txhob yuav ib lub.
Kauj Ruam 2. Nrhiav cov tswv lag luam nrog cov tuam txhab muag khoom lag luam
Cov tuam tsev no tshwj xeeb pab cov lag luam yuav thiab sau npe lawv lub tsheb. Nres rau hauv lub chaw muag khoom thiab nug seb lawv puas muaj chav muag khoom lag luam, uas tuaj yeem ua rau kev yuav tsheb yooj yim dua.
Kauj Ruam 3. Xaiv lub tsheb tsim nyog
Piv txwv li, yog tias koj muaj kev lag luam khoom noj khoom haus, tom qab ntawd yuav lub minivan tej zaum yuav tsim nyog. Txawm li cas los xij, kev yuav tsheb kis las tuaj yeem ua tus chij liab nrog IRS.
Koj yuav tsum tsis txhob yuav lub tsheb rau tus kheej siv los ntawm koj tus lag luam
Kauj Ruam 4. Muab cov ntaub ntawv txog nyiaj txiag
Cov neeg qiv nyiaj yuav xav pom ntau yam ntaub ntawv txog nyiaj txiag ua ntej yuav qiv nyiaj ntxiv. Piv txwv li, lawv yuav xav pom cov ntaub ntawv nyiaj txiag xws li koj li lag luam tshuav nyiaj li cas.
Koj tseem tuaj yeem cia siab tias tus qiv nyiaj yuav rub koj li keeb kwm qiv nyiaj ib yam nkaus. Vim li no, koj yuav tsum tau txais daim ntawv theej dawb ntawm koj tus kheej daim ntawv tshabxo nuj nqi thiab tshawb xyuas nws kom raug. Kev sib cav tsis raug nrog lub koom haum tshaj tawm credit uas muaj cov ntaub ntawv tsis raug
Kauj Ruam 5. Nyiaj txiag hauv koj lub tuam txhab npe
Koj tuaj yeem tau txais cov nyiaj qiv los ntawm tus tswv lag luam, lossis koj tuaj yeem yuav ib ncig kom qiv tsheb los ntawm cov tsev txhab nyiaj hauv zos thiab cov koom haum qiv nyiaj. Nco ntsoov nco ntsoov hais tias koj tab tom nrhiav qiv nyiaj hauv koj lub npe lag luam.
Sib piv cov paj laum thiab lwm yam lus kom koj pom cov nyiaj qiv sib tw tshaj plaws. Koj yuav tsum tsis txhob xav tias tus tswv lag luam muab qhov zoo tshaj rau koj, txawm hais tias tau txais nyiaj txiag los ntawm lawv yuav yog qhov yooj yim tshaj plaws
Kauj Ruam 6. Muab qhov lav rau cov nyiaj qiv
Koj cov nyiaj qiv lag luam yuav tsis muaj zog txaus kom tau txais nyiaj qiv tsuas yog hauv koj lub npe lag luam. Qee tus qiv nyiaj yuav nug koj kom kos npe rau qhov lav. Qhov no txhais tau tias koj yog tus neeg lav ris yog tias koj lub lag luam tsis them nyiaj.
Ua tib zoo xav ua ntej ua qhov no. Tus qiv nyiaj tuaj yeem foob koj thiab tuaj tom qab lwm cov khoom ntiag tug kom txaus siab rau qhov qiv nyiaj
Kauj Ruam 7. Them nyiaj tas li ntawm cov nyiaj qiv
Nco ntsoov nco ntsoov siv koj li nyiaj hauv txhab nyiaj ua lag luam txhawm rau them nyiaj hauv tsheb. Yog tias koj them nyiaj siv tus as khauj tus kheej, tom qab ntawd nws zoo li koj lub lag luam yog kev dag.
Ntu 3 ntawm 3: Sau Koj Lub Tsheb
Kauj Ruam 1. Tau txais kev pov hwm
Yog tias koj siv lub tsheb feem ntau rau kev lag luam, tom qab ntawd koj yuav tsum saib mus rau hauv kev lag luam pov hwm tsheb. Txawm li cas los xij, yog tias koj tsuas yog siv tsheb ib nrab hnub rau kev lag luam, tom qab ntawv kho mob tus kheej yuav zoo dua. Xav txog pes tsawg tus neeg ua haujlwm yuav tsav tsheb ib yam nkaus.
- Koj tuaj yeem tau txais kev pov hwm los ntawm cov tuam txhab pov hwm loj xws li Geico, Allstate, thiab Progressive. Kuj txheeb xyuas cov neeg tuav pov hwm hauv cheeb tsam hauv koj phau ntawv xov tooj, leej twg yuav muab kev pom zoo dua.
- Yog tias koj tsis paub saib qhov twg, ncav tes mus rau tus neeg sawv cev pov hwm uas muag koj li kev pov hwm kev lag luam.
Kauj Ruam 2. Sau lub tsheb hauv koj lub npe lag luam
Kev sau npe tsheb sib txawv nyob ntawm lub xeev. Tej zaum koj yuav xav tau los qhia tias koj txoj kev lag luam tau raug tsim los ntawm kev muab cov ntawv theej ntawm koj Cov Cai ntawm Koom Haum lossis Tshooj Cai ntawm Kev Koom Tes. Tiv tauj DMV rau cov ntaub ntawv hais txog kev sau npe hauv koj lub xeev.
- Xa tus tswv cuab/tus tswj xyuas kev lag luam mus rau npe tsheb thiab tsis yog tus neeg ua haujlwm. Tus tswv cuab yuav tsum tau qhia lawv daim ntawv tsav tsheb.
- Nco ntsoov them tag nrho cov nqi sau npe siv koj tus as khauj lag luam. Tsis txhob txiav tus kheej daim tshev.
Kauj Ruam 3. Khaws phau ntawv ceev xwm txheej, yog tias tsim nyog
Tej zaum koj yuav siv lub tsheb rau ob qho lag luam thiab siv tus kheej. Txawm li cas los xij, koj tsuas tuaj yeem tau txais kev txiav se tawm rau kev lag luam. Yog tias tsim nyog, khaws phau ntawv teev cov mais uas koj sau tseg tias koj tsav tsheb ntau npaum li cas rau lub hom phiaj kev lag luam.
Kauj Ruam 4. Thov txiav se tawm
Cov cai txiav se yog qhov nyuaj thiab nyob ntawm seb koj puas muaj lub tsheb ua LLC, ib tus tswv cuab LLC, koom nrog, lossis koom tes nrog. Tham nrog tus kws tshaj lij se kom paub ntau ntxiv.
